I have been chewing on my suggestion that people work on market-based ideas to make insurance cheaper, less government-centric, and still eliminate the barriers which have prevented universal coverage. I hate the gov’t option in all of its’ iterations. Single-payer, hybrid pseudo-fascist/corporatist, repeal & replace but keep the gov’t involved. My plan is fairly simple and – I believe – meets the standard of market-based & eliminating barriers.
Allow companies to sell insurance anywhere in the United States.
Tort reform to reduce expenditures on frivolous lawsuits.
Tax credits to people who opt for private insurance over eligible govt plans.
Tax credits to anyone who opens an HSA.
(Dollar-for-dollar) Tax deduction for each dollar spent by an insurance company in the legitimate care of those deemed uninsurable (high-risk/pre-existing conditions), or who live below the poverty line (including ins co’s who subsidize the difference to keep the premium affordable).
Dollar-for-dollar tax deduction for all providers of healthcare, who perform work on patients who default on the bill.
No mandate, but a tax incentive for maintaining health insurance on you, your spouse, and each of your children.
Tear it apart, please.